Main Areas of Residence: Ranchi, Singhbhum, Hazaribagh, Palamu, Dhanbad
Population: Approximately 12.29 Lakhs
Main Purpose: Settlement of social, religious, economic, cultural, and criminal matters.
Key Positions and Roles
Munda: Head of the village; leads administration, judicial functions, and tax collection.
Padha Raja: Head of a group of 12-20 villages (Padha); handles complex disputes (Honorarium: ₹1000).
Raja: Head of 22 Padhas; high-level decision-maker.
Thakur: Assistant to the Padha Raja.
Diwan: Minister of the Raja; responsible for implementation of orders (Garh Diwan and Raj Diwan).
Barkandaz (Soldier): Distributes notices; ensures security in Sabha.
Pandey: Responsible for the protection of documents and issuing notices.
Lal (Bardalal, Majhalal, Chhotelal): Acts as a lawyer-like debater in Sabha.
Pahan: Assistant to Munda; oversees religious functions.
Priest Pahan: Conducts worship during festivals.
Mahato: Distributes information; assistant to Munda and Pahan.
Purification Work: Involved in priestly duties.
Ghatwar: Distributes punishment materials.
Chawar Dolait: Responsible for washing hands and feet in Sabha.
Paan Khawas: Distributes lime-tobacco in Sabha.
Dispute Resolution Process
First Stage:
The aggrieved person informs the Munda.
Mahato spreads the information across the village.
A hearing takes place in the village Sabha.
Decision: Financial penalty or social boycott.
Second Stage:
If unresolved at the village level, a Padha Sabha is convened.
Information is disseminated through Diwan and Barkandaz.
Third Stage:
If unresolved in the Padha Sabha, the matter is taken to the Mahasabha of 22 Padharajas.
Final Decision: The decision is final and binding.
Contributions of the Traditional System in Various Fields
Criminal Cases: Economic penalty; decisions based on human values.
Sexual Atrocities: Strict punishment; responsibility of the girl in case of marriage.
Development Work: Construction of roads, wells, and canals through Shramdaan (voluntary labor).
Land Disputes: Fair distribution by Munda.
Religious Work: Pahan sets the dates for religious activities.
Rights of Women: Limited rights on land for maintenance.
Hereditary Rights: The post is handed over only to eligible heirs.
Akhada and Collective Decision Making
Location: Middle of the village, often under a tree (if available).
Function: Collective discussion and morality-based decisions; ensures quick and low-cost justice.
Padha Panchayat Governance System (Uraon Tribe)
Village Panchayat
Main Officials: Mahto (Chief), Pahan (Priest), Bhandari (Messenger).
Function: Dispute settlement, disaster management, and festival organization.
Padha Panchayat
Group: 9-12 villages.
Chief: Padha Raja.
Other Officials: Diwan, Minister, Kotwar, Panbhara.
Function: Acts as an appellate court and enforces social rules.
Special Note: The “Mudma Mela” of Ranchi district is a prominent example of Padha Panchayat’s influence.
Relationship Between Mahto and Padha Raja
The Mahto works under the Padha Raja.
The Padha Raja does not intervene without the Mahto’s request.
Manki-Munda Self-Rule System
Historical Background
Prevalent in western and eastern Singhbhum and Saraikela-Kharsawan districts.
Prior to British rule, the Porahat (Singhbhum) king ruled, but the ‘Ho’ community was not directly controlled by the king.
Changes After British Rule
In 1821, the British occupied southern Singhbhum and named it Kolhan Government State. Captain Thomas Wilkinson was appointed in 1837 for administration.
Wilkinson Rule:
Munda: Hears civil cases.
Manki: Hears criminal cases.
Objectives of Administration in Kolhan
Maintain local governance.
Establish a direct relationship between the government and the people.
Settle disputes through village panchayats.
Prevent the entry of outsiders into the area.
Rights and Duties of Manki
Hereditary Post (Marusi): Manki’s role is hereditary.
Chief and Responsible Officer: Oversees the Peed (region).
Revenue Collection: Works with Munda for revenue collection; entitled to a 10% commission.
Police Officer: Arrests criminals and hands them over to authorities.
Government Orders: Acts in accordance with government orders.
Dispute Resolution: Resolves smaller disputes and reports to the Deputy Commissioner.
Rights and Duties of Munda
Represents the village and its autonomy.
Has the right to settle fallow land.
Informs the government about the settlement of outsiders.
Oversees public resources in the village.
Acts as a police officer; reports crimes to district administration.
Ensures forest conservation and law enforcement.
Other Key Officials in Kolhan
Manki Committee: Resolves complex disputes.
Dakuamunda: Assistant to Munda; informs about meetings.
Tehsildar: Assistant to Manki; handles revenue collection.
Diuri: Responsible for religious worship and social crime resolution.
Travel Diuri: Participates in worship of village deities.
Manjhi-Pargana Governance System (Santhal Pargana)
Structure
Parganait: Head of 15-20 villages.
Desh Manjhi / Mode Manjhi: Head of 5-8 villages.
Manjhi: Village head.
Pranik: Sub-Manjhi.
Godait: Secretary and Treasurer.
Jog Manjhi: Youth leadership.
Jog Pranik: Assistant to Jog Manjhi.
Bhagdo Praja: Leading member of Gram Sabha.
Laser Tangoy: Security head.
Naike: Head of religious functions.
Chowkidar: Responsible for catching criminals.
Dispute Settlement Process
Village-Level: Disputes are settled by the Manjhi.
If Unresolved: The matter is escalated to the Desh Manjhi.
Final Decision: The Parganait handles unresolved issues at the Parganait level.
Criminal Case Resolution
Village-Level: Most crimes, except murder, are settled in the village.
Punishments: Ranges from a light penalty (karela danda) to a large monetary fine.
Payment Plans: If the criminal cannot pay, they are given a payment period.
Serious Crimes: No release is allowed for serious crimes.
Settlement of Sexual Crimes
Reported by the victim or guardian.
A meeting is held where all parties (complainant, accused, and witness) present their case.
If Found Guilty:
A marriage proposal is made (if both parties agree).
If rejected, an appropriate punishment is imposed.
Additional Traditional Systems
Illegitimate Children and Marriage Laws:
Jog Manjhi: Assigned as the gotra for illegitimate children.
Daughters may be married with the consent of their father, and dowry is provided.
Family and Village Disputes:
Disputes are first brought before the village’s Manjhi, and the matter is escalated if unresolved.
Bitlaha Tradition:
Social ostracism is imposed if a person does not follow the punishment. The community works together to persuade the individual, and if ignored, a “Bitlaha” ceremony is held.
Sohor Panchayat (Kharia Tribe):
Several villages form the Sohor Panchayat to resolve disputes not settled at the village level.
Village-Level Panchayat System:
The Mahato and elders lead meetings to resolve disputes, especially related to land and festivals.
Caste and Private Panchayat System:
Private Panchayats can be called for personal disputes, where decisions are made through trial by fire or oath.
Santhal Panchayat System (Manjhi Than):
Five officers form the Panchayat: Manjhi, Pranik, Jog Manjhi, Jog Pranik, and Godait. Originally elected annually, the position became hereditary.
Other Tribal Panchayats:
Other tribes like Bhumij, Chero, Oraon, Munda, Birhor, etc., had their separate panchayats with positions like Mahato, Dehri, Raja, Munda, Naya.
Nagavanshi Governance System
King: Head of governance.
Allies: Army, landlords, jagirdars, Brahmins, Rajguru, and priests.
Revenue Administration: Managed by Diwan, Patwari, and Amin.
Parha Panchayats: Foundation of administration, though the influence of Kol and Oraon decreased over time, with Kayastha influence growing.
30 June 1855: 10,000 Santhals assembled at Bhognadih.
7 July 1855: Killed Inspector Maheshlal Dutt.
Conflict and Suppression
Spread rebellion across Bhagalpur and Birbhum.
British forces (Major Burrow, Colonel Bird) sent for suppression.
Rebellion suppressed by 1856.
Consequences
Formation of Santhal Pargana:
Damin-i-Koh separated.
Sub-divisions: Dumka, Godda, Deoghar, Rajmahal.
Reforms:
Chieftaincy system recognized.
Direct contact between Santhals and administration.
Laws made to curb exploitation.
Legacy:
Raised awareness of tribal rights.
Influenced future Indian freedom movements.
Maratha Incursions and Turmoil in Rajmahal (1742–1760): A Historical Account
Between 1742 and 1751, Bengal and Bihar faced continuous Maratha invasions, significantly impacting regions such as Rajmahal and Santhal Pargana. Below is a detailed bullet-point chronicle of these events and their consequences:
Maratha Invasions of Bengal and Bihar
1742–1751: Period marked by recurring Maratha attacks on Bengal and Bihar.
1743:
Two separate Maratha armies moved toward Bengal.
One was led by Raghuji Bhonsle.
The other, under Peshwa Balaji Rao, was sent to thwart Raghuji’s ambitions.
Balaji Rao entered Bihar from the south with 40,000 cavalry.
Balaji Rao’s March Through Bihar
He advanced through:
Tikari
Gaya
Manpur
Bihar
Munger
Bhagalpur
Reached Rajmahal hills via Beniaganj, aided by a local Rajput.
British writer Holwell refers to “Beniaganj” near the foothills west of Rajmahal.
Another account by Rennel refers to “Beniya Gaong”, 20 miles southeast of Rajmahal.
Actual location likely corresponds to Baman Gawa, ~1 mile northwest of Tin-Pahar railway station, ~7 miles southwest of Rajmahal.
Nestled in eastern India, Jharkhand is a treasure trove of natural beauty, diverse terrain, and ecological richness. From its dense forests and sacred hills to mineral-rich plateaus and mighty rivers, the state offers a stunning geographic landscape worth exploring.
Location & Area
Jharkhand is located in eastern India.
It shares borders with:
Bihar to the north
West Bengal to the east
Odisha to the south
Chhattisgarh and Uttar Pradesh to the west
Total geographical area: 79,716 sq. km (30,779 sq. mi)
Topography & Natural Features
Predominantly lies on the Chota Nagpur Plateau, rich in minerals and natural vegetation.
The plateau is interspersed with rivers, valleys, and forests, supporting a vibrant ecosystem.
Forests cover a significant portion of the state, providing a natural habitat for elephants, tigers, and various species of flora and fauna.
Climate & Seasons
Jharkhand’s climate ranges from humid subtropical in the north to tropical wet and dry in the southeast.
Seasonal Breakdown:
Summer (Mid-April to Mid-June):
Hottest month: May
Avg. temperatures: 25°C–37°C (77°F–99°F)
Monsoon (Mid-June to October):
Receives 1,000–1,500 mm of rainfall annually
July and August are the wettest months
Autumn (October to November)
Winter (November to February):
Ranchi temperatures range from 10°C to 24°C (50°F–75°F)
Spring (Mid-February to Mid-April)
Major Hills & Mountain Ranges
Parasnath Hill (Giridih District)
Also known as Sri Sammed Shikharji (Jain pilgrimage site)
Sacred to Santhal tribes as Marang Buru
Height: 1,365 meters
Believed to be the site where 20 of 24 Jain Tirthankaras attained Moksha
Netarhat (Latehar District)
Known as the “Queen of Chotanagpur”
A popular hill station with scenic beauty and the Netarhat Residential School
Rajmahal Hills (Sahibganj & Godda Districts)
Geologically significant—belonging to the Jurassic era
Known for waterfalls, lakes, and dense greenery
Trikut Hill (Near Deoghar)
Known as Trikutchal due to its three prominent peaks
Height: 2,470 feet
A spiritual destination and scenic attraction
Tagore Hill (Morabadi, Ranchi)
Also called Morabadi Hill
Visited by Jyotirindranath Tagore (Rabindranath Tagore’s brother) in 1908
River
Origin
Key Cities / Areas
Ganga
Himalayas (enters via Sahebganj)
Sahebganj, Rajmahal
Son
Amarkantak
Sidhi
Subarnarekha
Nagdi, Ranchi
Ranchi, Jamshedpur, Ghatshila
Kharkai
Mayurbhanj, Odisha
Rairangpur, Adityapur, Jamshedpur
Damodar
Tori, Latehar
Dhanbad, Bokaro, Ramgarh, Giridih
North Koel
Chota Nagpur Plateau
Daltonganj
South Koel
Ranchi
Manoharpur, Rourkela
Lilajan (Falgu)
North Chota Nagpur Plateau
Gaya
Ajay
Munger
Purulia, Ilambazar, Jaydev Kenduli
Mayurakshi
Trikut Hill
Suri
Barakar
Padma, Hazaribagh
Koderma, Giridih, Hazaribagh
Flora & Fauna
Jharkhand’s rich biodiversity is protected through its many wildlife sanctuaries and national parks, making it a haven for nature lovers.
Major Wildlife Sanctuaries & National Parks:
Palamu Tiger Reserve
Betla National Park
Dalma Wildlife Sanctuary
Hazaribagh Wildlife Sanctuary
Koderma Wildlife Sanctuary
Lawalong Wildlife Sanctuary
Palkot Wildlife Sanctuary
Mahuadanr Wolf Sanctuary
Biodiversity at Palamu Tiger Reserve:
Mammals: 39 species
Birds: 170 species
Reptiles: 12 species (including snakes & lizards)
Plants & Trees: Over 97 seed-bearing species
Herbs, Shrubs & Grasses: More than 80 species combined
Demographics
Population (2011 Census): 32.96 million
Males: 16.93 million
Females: 16.03 million
Sex Ratio: 947 females per 1,000 males
Literacy Rate (2017): 73.40%
Highest: Ranchi (83.13%)
Lowest: Pakur (50.17%)
Social Composition:
Scheduled Tribes (ST): 26.21%
Scheduled Castes (SC): 12.08%
Highest tribal populations in Simdega, Khunti, Gumla, West Singhbhum, Latehar, Lohardaga
Languages
Most spoken languages:
Khortha (23.46%)
Hindi (21.4%)
Bengali (9.74%)
Santali, Nagpuri, Urdu, Magahi, Ho, Mundari, Kurukh also widely spoken
Official Language: Hindi
Additional Official Languages: Urdu, Santali, Nagpuri, Kurukh, Mundari, Ho, Kharia, Bengali, Bhojpuri, and more
Linguistic Diversity: Indo-Aryan, Dravidian, Austroasiatic roots
Religion
Hinduism: 67.83% (Majority in 19/24 districts)
Islam: 14.53% (Highest in Pakur & Sahebganj)
Christianity: 4.3% (Majority in Simdega)
Sarnaism & Others: 12.84% (Majority/plurality in West Singhbhum, Lohardaga, Khunti, Gumla)
Government & Administration
State Formed: 2000 (carved out from Bihar)
Governor: Constitutional head
Chief Minister & Cabinet: Executive power
High Court: Located in Ranchi
Divisions: 5
Districts: 24 (includes newer ones like Khunti, Ramgarh, Pakur)
Major Cities (2011 Census)
Jamshedpur – 1.34 million
Dhanbad – 1.19 million
Ranchi – 1.12 million
Bokaro Steel City – 564K
Deoghar – 203K
Phusro, Hazaribagh, Giridih, Ramgarh, Medininagar
Economy
Estimated GDP (2025–26): ₹5.56 lakh crore (~US$65 billion)
Per Capita GDP (2024–25): ₹115,960 (~US$1,400)
Urbanization: ~24.1%
Natural Resources:
Coal (3rd), Iron ore (4th), Copper ore (1st), Mica (1st), Bauxite (3rd), Uranium (1st), Gold, Silver, and more
Golden Quadrilateral project passes through Dhanbad.
Key National Highways: NH 18, 20, 22, 33, 143, 320, 343, and more.
Railways
Dense rail network across the state.
Dhanbad Junction – Largest and most connected station.
Rail tunnels serve the hilly terrain.
Inland Ports
Sahebganj Multi-Modal Port (on the Ganga) under development to boost riverine trade.
Education
Literacy Rates (2011 Census)
Overall: 66.41%
Top Districts:
Ranchi: 76.06%
East Singhbhum: 75.49%
Dhanbad: 74.52%
Key Projects:
SSA, DPEP, NPEGEL, and KGBV under JEPC aim to achieve universal elementary education.
Notable Schools:
St. Thomas School (Ranchi), DPS Ranchi/Bokaro, Loyola School Jamshedpur, Sainik School Tilaiya, De Nobili School, St. Xavier’s Hazaribagh.
Social Impact:
Yuwa School, Hutup (Ranchi) – Empowering girls through football. Won Laureus Sport for Good Award in 2019.
Higher Education
Universities & Colleges:
Central University of Jharkhand, Vinoba Bhave University, Ranchi University, BIT Mesra, IIT Dhanbad, IIM Ranchi, XLRI Jamshedpur, AIIMS Deoghar, and many more.
Specialized Institutes:
NIFFT Ranchi, National Institute of Technology Jamshedpur, Central Institute of Psychiatry Ranchi, Indian Institute of Agricultural Biotechnology
Healthcare & Public Health
Historic mental health institutions: Central Institute of Psychiatry, RINPAS, Itki TB Sanatorium (est. 1928).
Modern hospitals: Tata Main Hospital (Jamshedpur), Bokaro General Hospital, Tata Motors Hospital (ISO certified).
Public health challenge: Fluoride contamination in Palamau and Garhwa districts.
Research collaborations with BIT Mesra and Princeton University for defluoridation.
Sports
Cricket, Hockey, and Football are most popular.
Legendary figures:
MS Dhoni – Former Indian cricket captain.
Deepika Kumari – Commonwealth Games gold medalist in archery.
Nikki Pradhan – Olympian hockey player.
Venues:
JSCA Stadium – Hosts international and IPL matches.
JRD Tata Sports Complex – Home to Jamshedpur FC (ISL).
Tourism Highlights
Religious Sites:
Parasnath Hills, Baidyanath Dham, Maa Dewri Temple, Chhinnamasta Temple, Itkhori (Buddhist, Hindu, and Jain significance), Rankini Temple.
On March 3, 2025, Finance Minister Radha Krishna Kishore presented the Jharkhand state budget for the financial year 2025–26. The budget outlines a strong focus on social welfare, infrastructure, and sectoral development while maintaining fiscal prudence.
The total budget outlay is ₹1.45 lakh crore, up from ₹1.28 lakh crore in 2024–25.
2. Macroeconomic Overview
The Jharkhand economy continues to show strong signs of growth, with progressive fiscal indicators:
Gross State Domestic Product (GSDP): Projected at ₹5,56,286 crore for 2025–26, marking a 10% increase over the previous year.
Revenue Surplus: Estimated at ₹14,517 crore, which is 2.6% of the GSDP, indicating prudent fiscal management and a healthy revenue-expenditure balance.
Fiscal Deficit: Pegged at ₹11,253 crore, equivalent to 2% of GSDP, remaining well within the FRBM limits and reflecting fiscal discipline.
Per Capita GSDP (2023–24): Stands at ₹1,15,960, showing a 9.1% rise compared to 2022–23, highlighting improved economic output and income levels per individual.
3. Receipts and Expenditure
Total Receipts (excluding borrowings): ₹1,25,400 crore
This includes revenue from both state sources and central transfers:
State’s Own Tax Revenue: ₹35,200 crore (+4% over 2024–25 RE), reflecting stable tax base growth.
State’s Own Non-Tax Revenue: ₹25,856 crore (+29%), driven significantly by mineral revenue and the newly introduced mining cess.
Share in Central Taxes: ₹47,040 crore (+11%), indicating robust devolution from the Union Government.
Grants from the Centre: ₹17,057 crore (+22%), including centrally sponsored schemes and finance commission grants.
Total Expenditure (excluding debt repayment): ₹1,36,653 crore
A 12% increase over the previous year’s revised estimates, supporting both operational and capital needs:
Capital Outlay: ₹22,621 crore (+18%), signifying a push towards infrastructure and asset creation in sectors such as education, water supply, and urban development.
Debt Repayment: ₹8,747 crore, ensuring timely servicing of state liabilities.
Loans and Advances: ₹3,396 crore (−27%), a reduction likely aligned with efforts to prioritize direct capital investments.
4. Major Policy Announcements
Higher Education: Launch of the Jharkhand Student Research and Innovation Policy, 2025; two new universities focused on skill and fintech education.
Skill Development: ₹585 crore allocated for skill training programs.
Jharkhand Mukhyamantri Maiya Samman Yojana (JMMSY):
A landmark welfare initiative aimed at providing financial assistance to women.
Allocation: ₹13,363.35 crore.
Women between 18 to 50 years are eligible for a monthly cash support of ₹2,500.
This scheme alone accounts for nearly 11% of the state’s revenue receipts, underlining the government’s strong focus on women-centric development.
Mukhyamantri Sarvajan Pension Yojana:
₹3,850 crore allocated.
6. Sector-Wise Allocations
Sector
2025–26 BE (₹ crore)
% Change from 2024–25 RE
Social Welfare & Nutrition
23,914
+39%
Education, Sports, Arts
18,076
+20%
Rural Development
16,538
+5%
Health & Family Welfare
7,481
+14%
Police
7,396
−6%
Energy
6,655
−6%
Transport
6,241
+1%
Agriculture & Allied
6,007
+9%
Water Supply & Sanitation
4,721
+99%
Urban Development
3,425
+47%
7. Revenue and Fiscal Indicators
Revenue Surplus: Improved from 2.3% to 2.6% of GSDP.
Fiscal Deficit: Reduced from 2.3% to 2% of GSDP.
Outstanding Debt: Projected at 27% of GSDP (lower than 27.5% in 2024–25).
Power Sector Borrowing Room: Additional 0.5% of GSDP allowed under FRBM.
8. Revenue Sources
State GST: ₹15,500 crore (+3%)
Excise: ₹3,000 crore (+7%)
Taxes on Vehicles: ₹2,400 crore (+5%)
Electricity Duties: ₹1,600 crore (+10%)
Mining Cess: Estimated revenue of ₹6,400 crore (from newly introduced law in 2024).
9. Healthcare and Education Infrastructure
Medical Education Expansion:
Seven new medical colleges announced across the state in:
Ranchi, Khunti, Giridih, Jamshedpur, Dhanbad, Deoghar, and Jamtara.
This move aims to:
Improve access to quality healthcare.
Generate medical professionals locally.
Boost the healthcare economy in underserved districts.
Higher Education Initiatives:
New universities to be established in:
Jamshedpur, Gumla, and Sahibganj.
These institutions will focus on research, innovation, skill development, and regional empowerment.
10. Comparison with Other States
Jharkhand has higher than average allocations in rural development and water supply, but lower in education, health, and agriculture.
Sector
Jharkhand %
Average (All States)
Education
13.6%
15.0%
Health
5.6%
6.2%
Rural Development
12.4%
5.1%
Police
5.5%
4.1%
Agriculture
4.5%
6.3%
Water Supply & Sanitation
3.5%
2.5%
11. Conclusion and Recommendations
Conclusion
The Jharkhand Budget 2025–26 marks a strong commitment to social justice, infrastructure development, and fiscal discipline. The government’s decision to maintain a revenue surplus and limit the fiscal deficit to 2% of GSDP reflects commendable prudence, especially given the state’s developmental challenges.
A significant feature of the budget is its inclusive focus on welfare, especially for women (via Mukhyamantri Maiya Samman Yojana) and marginalized communities. The large allocation for rural development and education suggests a long-term view toward capacity building and equitable growth.
Furthermore, the mining sector reforms and the newly introduced mineral cess could boost the state’s own revenues, reducing dependence on central transfers.
However, there are areas that require strengthening to ensure sustained, inclusive, and broad-based development.
Suggestions for Improvement
1. Increase Investment in Health and Education
Jharkhand spends below the national average on health (5.6%) and education (13.6%).
To improve human capital indicators like literacy, school completion rates, and health outcomes, the state should gradually raise allocations to meet or exceed national averages.
2. Enhance Capital Expenditure Efficiency
Although capital outlay has increased by 18%, prior year data shows underutilization.
Improve project planning, procurement processes, and execution capacity to ensure timely and quality delivery of public infrastructure projects.
3. Strengthen Urban Infrastructure
Urban development has seen a 47% increase, but still receives a small share of total expenditure.
With urbanization growing, there’s a need to develop robust urban transport, housing, and civic infrastructure, particularly in Ranchi, Jamshedpur, and Dhanbad.
4. Diversify Revenue Base
Mining accounts for ~80% of non-tax revenue. This poses a risk due to global commodity price fluctuations.
Jharkhand could:
Develop tourism (especially eco and cultural tourism).
Leverage IT and fintech investments (as indicated by the proposed fintech university).
Encourage small-scale industries and start-ups.
5. Reconsider Cash Transfer Strategy
The Mukhyamantri Maiya Samman Yojana (₹13,363 crore) is nearly 11% of revenue receipts.
While the intent is noble, such schemes can strain state finances over time.
Suggested: Couple cash transfers with skills training or employment-linked conditions to enhance impact and sustainability.
6. Improve Fiscal Transparency and Monitoring
Use digital tools to publicly monitor progress on schemes, fund utilization, and outcomes.
This would enhance accountability and citizen trust, and help curb leakages.