Jharkhand Government Schemes (2014–2022): Social Security, Health, Women Welfare & Rural Development

Between 2014 and 2022, the Government of Jharkhand launched a wide range of flagship welfare schemes aimed at ensuring inclusive development, socio-economic security, and sustainable growth for its citizens. These visionary programs span across critical domains such as social security and pension reforms, maternal and child health care, nutrition, rural and urban livelihood empowerment, education, water supply, digital utility access, and the eradication of social evils like dowry and witch-hunting. Pioneering initiatives like Mukhyamantri Vidhwa Pension Yojana, Ayushman Bharat, Johar Yojana, Sanjeevani Scheme, and Har Ghar Jal have strengthened grassroots development and ensured benefits reach the most vulnerable sections of society including tribal groups, women, senior citizens, persons with disabilities, migrant workers, and the rural poor.

This blog presents a thematic and exam-focused breakdown of these landmark welfare schemes—highlighting objectives, target groups, key features, and implementation mechanisms—designed to serve as a reliable study guide for competitive exams like JPSC, JSSC, and UPSC, and a clear window into Jharkhand’s policy-driven journey toward equitable governance and social justice.

Education-Oriented Schemes

1. Mukhyamantri Medha Chhatravriti Yojana (2022)

• Annual scholarship awarded to 5,000 school students across Jharkhand.
• Selection is based on a competitive exam.
• Maximum 400 students selected from each district.
• Eligible students (from Class 9 to 12) who have scored minimum 60% marks each year receive ₹12,000 annually as scholarship.

2. Guruji Student Credit Card Scheme (15 Nov 2022)

• Provides education loans up to ₹15 lakhs to students.
• Interest rate is only 4%.
• EMI starts one year after course completion.

3. Eklavya Prashikshan Yojana (15 Nov 2022)

• Targets 10th pass students preparing for competitive exams such as:
  • Engineering, Medical, CLAT, Hotel Management, and CA.
• Selected students receive ₹2,500 per month as a stipend.
• Students are chosen via entrance test and reservation policies are followed.

4. Bank, SSC & Railway Coaching Scheme

• Prepares students for banking, SSC, and railway exams.
• Financial support includes:
  • ₹27,000 for coaching.
  • ₹2,500 monthly stipend after coaching.
• Eligibility: Candidates whose parents are not income tax payers.

Higher Education & International Exposure

5. Jharkhand Government Meritorious Incentive Scheme

• Students studying in technical institutions outside the state are provided ₹15,000 to ₹1 lakh through Jharkhand Technical University.

6. Shishir Seva Protsahan Yojana (2021-22)

• Candidates qualifying the UPSC Preliminary Exam receive ₹1 lakh as incentive.

7. Chevening Marang Gomke Jaipal Singh Munda Scholarship Scheme (2021–22)

• Maximum 25 students (from ST, SC, OBC, and minority communities) can pursue Master’s/M.Phil. programs in the UK (e.g., Oxford, Cambridge).
• 30% reservation for girls.
• A partnership between Government of Jharkhand and UK’s Foreign, Commonwealth & Development Office (FCDO).
• Government covers tuition fees up to £94,000, FCDO funds any additional cost.
• Total scholarship allocation increased to ₹16 crores annually (expandable).
• Scholarship applicable for:
  • 1-year Master’s and 2-year M.Phil. programs.
  • 31 academic disciplines (up from previous 22).
• Eligibility Criteria:
  • Age limit: 35 years.
  • Annual family income below ₹12 lakhs.

School Infrastructure and Educational Quality Schemes

8. Adarsh Gram Yojana (2021–22)

• Conversion of:
  • 80 district schools into Schools of Excellence.
  • 325 block-level schools as model schools.
  • 4,091 panchayat-level schools as Adarsh Vidyalayas.
• Features:
  • CBSE affiliation, English medium teaching.
  • STEM labs, digital education, science labs, vocational training.

9. Coaching & Allied Scheme (2021–22)

• Financial aid for students from SC, ST, and minority communities to pursue higher education and coaching.

10. Mukhyamantri Vishesh Chhatravriti Yojana (2021–22)

• Scholarships for students of Class 1 to 12 studying in government schools.

11. Sakshar Jharkhand Abhiyan (2020–21)

• Implemented in five non-Sakshar Bharat districts:
  • East Singhbhum, Saraikela-Kharsawan, Khunti, Simdega, and Jamtara.
• Aims to eradicate illiteracy in excluded regions.

12. Vidyalaya Chalein Chalayein Abhiyan (2019-20)

• Objective: Bring dropout rate to zero.
• Encourages school re-enrollment of out-of-school children.

13. Pankh Yojana (2019)

• Focuses on enrolling children from urban slums into schools.

14. Gyanodaya Yojana (6 Dec 2017)

• Aims at improving quality of school education.
• Department of School Education and Literacy implements it.
• Teachers are provided with free tablets.

15. Mukhyamantri Shaikshanik Bhraman Yojana (12 Sep 2017)

• Class 6 to 12 students are taken to educational, religious, and tourist locations like Darjeeling, Bengaluru, Mysuru, Mumbai.
• Minimum 3 days and maximum 6 days of academic tours.

16. Aakanshi Yojana (2016)

• Special coaching and career guidance for students in government schools.
• Prepares them for admission to technical institutes.

Key Highlights for Competitive Exams

• Guruji Student Credit Card Yojana, Eklavya Training, and Chevening Marang Gomke Jaipal Singh Munda Scholarship are frequently asked in Jharkhand competitive exams.
• All such important schemes are marked with an asterisk (*) in state exams.

Girls’ & Tribal Welfare Education Schemes

1. Mukhyamantri Vidya Lakshmi Yojana (2015)

• Objective: Reduce dropout rates among SC/ST girl students.
• Beneficiaries: Girls below 14 years who pass Class 5.
• ₹2,000 is deposited in a fixed deposit under the girl’s name in a bank/post office account.

2. Scholarship Scheme for Primary, Middle & High School (2010)

• SC/ST/OBC students are provided pre-matric scholarships to encourage early education.

3. Ashram / Eklavya Vidyalaya Scheme (2006)

• SC/ST students from Class 6 to 12 are offered free education, food, and residential facilities.

4. Vocational Pilot Training Scheme (2005)

• SC/ST boys and girls are provided free commercial pilot training to help them gain employment as pilots.

5. Vocational Training Scheme for Particularly Vulnerable Tribal Groups (PVTGs) – 2005

• Launched for Pahariya tribes, in collaboration with semi-government institutions, to offer employment-oriented training.

6. Midday Meal Scheme for Pahariya Tribes (2005)

• Aimed at generating educational awareness among Pahariya tribal communities by providing meals.

Technical & Residential Educational Support

7. Ambedkar Technical Scholarship Scheme (2003)

• SC students pursuing technical education outside the state receive financial assistance.

8. Welfare Department Residential Schools (2002)

• Offers free and residential education to SC/ST/OBC girls.

9. Examination Fee Reimbursement Scheme (2002)

• SC/ST/OBC students are exempted from paying exam fees.

10. Free Uniform Distribution Scheme (*) (2002)

• SC/ST girls in government schools are provided free uniforms.

11. Bicycle Distribution Scheme (*) (2002)

• Encourages SC/ST/minority/BPL girl students to attend school regularly.

12. University Polytechnic for ST Students at BIT Mesra (2002)

• Specialized polytechnic courses for ST students.
• 5% of seats reserved for PVTGs.

13. Establishment & Strengthening of Science Labs in Residential Schools (2001)

• Focuses on providing practical science education in residential high schools.

14. Birsa Munda Technical Scholarship Scheme (2001)

• Financial support for ST students pursuing technical education outside the state.

Health-Related Welfare Schemes

15. Mukhyamantri Gambhir Bimari Upchar Yojana (2021–22)

• For illnesses not covered under Ayushman Bharat.
• Up to ₹10 lakh sanctioned by Health Department.
  • Civil Surgeon can approve up to ₹5 lakh.
  • Amounts exceeding ₹5 lakh are approved by the Health Minister upon recommendation.
• Fund approval available for treatment in-state and outside hospitals.
• Requires a treatment estimate (prākalan) to be submitted at Civil Surgeon’s office.

16. Jharkhand Sahiya Arogya Kuji Yojana (2019)

• Distributes medical kits (Arogya Kuji) to all villages.
• Sahiya workers treat minor illnesses locally.
• A unique national initiative benefiting rural poor.

17. Mukhyamantri Swasthya Bima Yojana (15 Nov 2017)

• Free health services for BPL families.
• 80% beneficiaries from National Food Security Scheme get full benefits.
• Remaining 20% BPL families pay ₹2,500 for coverage.

18. Journalists’ Health Insurance Scheme (2016–17)

• Registered journalists receive health insurance worth ₹25 lakh.
• 80% of the premium is paid by the government, 20% by the journalists.

19. Pahariya Health Centre Scheme (2002)

• Provides primary healthcare to Pahariya tribal populations.

20. Ayurvedic Health Centre for STs (2001)

• Offers free Ayurvedic healthcare for Scheduled Tribes.

Housing Welfare Schemes

21. Bhimrao Ambedkar Awas Yojana (2016)

• Aimed at social equality and integrated development.
• Launched on Dr. Ambedkar’s 125th birth anniversary.
• Provides housing for widow women.

22. Vedvyas Housing Scheme (2016)

• Provides ₹75,000 for housing in hilly areas and ₹70,000 in plains for SC/ST/OBC communities.

23. Birsa Munda Housing Scheme for Fishermen (2008)

• Provides housing facilities for the fisherfolk community.

24. Birsa Munda Awas Yojana for PVTGs (2002)

• 100% financial assistance for housing to:
  • Asur, Birhor, Birjia, Korwa, Hill Kharia, Mal Pahariya, Sauria Pahariya, Parahiya, and Sabar.

Sports Development Initiatives

25. Poto Ho Khel Vikas Yojana (2020)

• Aims to develop sports grounds in every village panchayat.

26. Khel Scholarship Scheme (2017)

• Conducted at Birsa Munda Stadium, Ranchi.
• Offers training in 9 sports disciplines.
• Fee Structure:
  • ₹250 for Yoga & Carrom.
  • ₹500 for other games.
• Free training for state/national-level medal winners.

27. Endeavor to Promote Sports Culture (2006)

• Encourages young athletes by offering structured training and motivation.

Exam-Oriented Note

• Facts from these schemes are often marked with asterisks (*) in Jharkhand state exams.
• Frequently asked schemes include Vidya Lakshmi Yojana, Bicycle Scheme, Mukhyamantri Swasthya Bima Yojana, and Khel Scholarship Yojana.

Agriculture & Rural Development Schemes of Jharkhand (2021–2022 Onward)

The Government of Jharkhand has introduced several flagship schemes aimed at improving the socio-economic condition of farmers and rural populations by ensuring irrigation, transportation, horticulture, livestock development, insurance, training, and post-harvest support.

1. Mukhyamantri Sookha Rahat Yojana (15 Nov 2022)

• 22 districts and 226 blocks of Jharkhand were declared drought-affected.
• Each family in the drought-affected areas receives an immediate relief of ₹3,500.
• Application fee is just ₹1, making it highly accessible.

2. Mukhyamantri Gram Gadi Yojana (2022)

• Aims to provide transport facilities to reach sub-divisional and district headquarters.
• Target groups: Students, patients, and farmers.
• Defines rural routes as connections between villages or between a village and the block/sub-division.
• Includes 42-seater buses/vehicles.
• Fare concessions for:
  • Senior citizens
  • Students
  • Retired soldiers
  • 50% physically disabled persons
  • AIDS patients
  • Women under widow pension
  • Jharkhand movement participants
• Permit and registration fee waivers are offered to vehicle owners.

3. COVID-19 Farmer Emergency Relief Scheme (2021–22)

• Offers ₹50,000 in credit without conditions to dairy farmers.

4. Masaliya Mega Lift Irrigation Scheme (2021–22)

• Focused on tribal-majority Dumka district in Santhal Pargana.
• Provides irrigation via land pipelines to support economic and social growth of farmers.

5. Integrated Birsa Gram Vikas Yojana (2021–22)

• Each district designates one “Birsa Gram” to develop:
  • Farmer service centers
  • Training programs
  • Market linkage support
• Aims to boost farmer income through comprehensive development.

6. Kisan Samriddhi Yojana (2021–22)

• Plans to provide solar-based deep borewell irrigation facilities at the block level for collective farmer use.

7. Urban Horticulture Scheme (2021–22)

• Promotes home gardening (Grih Vatika) in urban vacant land.
• Ensures:
  • Fresh fruits/vegetables at low cost
  • Improved urban nutrition
  • Clean, pollution-free environment

8. Jharkhand State Horticulture Promotion Society (2021–22)

• Institutional mechanism for:
  • Monitoring and evaluation of horticulture schemes
  • Technical manpower development
• Strengthens farmers’ linkage with entrepreneurs and traders.

9. Chamber of Farmers (2021–22)

• Encourages small agro-industries.
• Promotes marketing coordination and value addition.
• Focus on:
  • Developing farmer groups
  • Promoting food processing units

10. Integrated Fisheries Scheme (2021)

• Low-cost, high-income models like:
  • Fish-duck co-farming
  • Fish-pig co-farming introduced.

11. Beda Bail Distribution Scheme (2021)

• Converts male calves into bulls through training.
• Distributes bulls to remote farmers for low-cost farm assistance.

12. Gau Muktidham Establishment Scheme (2021)

• Aims to dispose of dead cows in a dignified manner.
• One Muktidham per division to be constructed.

13. Post-Harvest & Infrastructure Development Scheme (2021)

• Prevents post-harvest losses in fruits and vegetables.
• Extends shelf life and improves storage.
• 24 cold storage units planned across the state.

14. Kaalin Krishi Rin Rahat Yojana (2021)

• Offers loan waivers of up to ₹50,000 per farmer.

Major Agricultural Schemes (2020–21 & Onward)

15. Jharkhand State Crop Relief Scheme (2020–21)

• Launched in place of PM Fasal Bima Yojana.
• Provides financial compensation for crop loss due to natural disasters.
• Initiated with ₹100 crore budget.
• Registered farmers receive direct compensation from the insurance company.

16. Birsa Crop Expansion Scheme (2020–21)

• Provides subsidized seeds to farmers.
• ₹20 crore allocated for seed distribution.

17. Mukhyamantri Pashudhan Vikas Yojana (2020)

• Focused on self-employment through livestock rearing.
• Distribution of improved breeds of cows, goats, pigs, and chickens.
• Subsidy pattern:
  • 100% for ST beneficiaries
  • 90% for widows/disabled/childless couples under 50
  • 50% for others
• Includes three 2021 sub-schemes:
  • Goat Development
  • Pig Development
  • Backyard Layer Poultry Scheme

18. Krishi Clinic Scheme (2020)

• Offers:
  • Technical consultancy
  • Training in agriculture & livestock
  • Startup loans for agriculture clinics
• Boosts productivity and farmer income through local support centers.

19. Jharkhand Krishi Card Scheme (2020)

• Provides direct subsidy to farmers’ bank accounts.
• Reduces middlemen involvement.
• Farmers receive unique identification for accessing scheme benefits.

20. Birsa Harit Gram Yojana (2020)

• Target: 25 crore person-days under MGNREGA.
• Promotes planting of fruit-bearing trees along:
  • Roadsides
  • Government lands
  • Private and non-cultivable lands

21. Neelambar-Pitambar Jal Samriddhi Yojana (2020)

• Target: 10 crore person-days under MGNREGA.
• Aims to:
  • Increase annual water storage by 5 lakh crore liters
  • Reclaim and enrich 5 lakh acres of barren land

Exam Note

• These schemes are commonly asked in JPSC, JSSC, and other state exams.
• Highlighted schemes:
  • Mukhyamantri Sookha Rahat Yojana
  • Neelambar-Pitambar Jal Samriddhi Yojana
  • Jharkhand State Crop Relief Scheme
  • Birsa Gram Development
  • Pashudhan Vikas Yojana
  • Krishi Card and Clinic Schemes

Agriculture & Rural Transformation Schemes (2016–2020)

1. Area Culture Expansion & Strengthening Scheme (2020)

• Installation of new fish cages in water bodies.
• Remodeling of old cages to promote fish farming.

2. Mukhyamantri Krishi Yantrikaran Yojana (2020)

• Distribution of:
  • Mini tractors
  • Power tillers
  • Pump sets and pipes
• 90% subsidy provided to farmers and women SHGs.

3. Mukhyamantri Krishi Aashirwad Yojana (10 Aug 2019)

• Launched at Harmu Ground, Ranchi by Vice President Venkaiah Naidu.
• Key goals:
  • Increase agricultural productivity.
  • Reduce agrarian distress.
• Benefits:
  • ₹5,000 per acre for Kharif crops.
  • Maximum of ₹25,000 for 5 acres.
  • Paid via DBT to farmers’ bank accounts.
• Eligibility criteria:
  • Minimum age: 18 years.
  • Exclusions:
    • Former/present holders of constitutional posts.
    • Institutional landholders.
    • Ministers, MPs, MLAs (past/present).
    • Government employees/retirees.
    • Pensioners receiving over ₹10,000.
    • Income tax payers for FY 2019-20.
• Cut-off date for eligibility: 30 May 2019.
• Budget: Estimated at ₹2,250 crore.
• Awareness campaign: Sarathi Rath Abhiyan launched to inform farmers.

Rural Development & Empowerment Schemes

4. Atal Gramothan Yojana (2019–20)

• Aims to develop villages into model villages.

5. Unnati Project (2019)

• Provides skill development training to one adult (18–45 yrs) per family who completed 100 days of MGNREGA work in the previous financial year.

6. Rashtriya Gram Swaraj Abhiyan (RGSA) (2018)

• Aims to improve administrative capacity in villages.
• Key Components:
  • Capacity building: Training, promotion, IEC, and exposure visits.
  • Institutional infrastructure:
    • Setting up of District/State Panchayat Resource Centers.
    • Construction and repair of Panchayat Bhavans and Pragya Kendras.
  • E-enablement: Computers, hardware, and IT human resource support to Panchayats.

7. Jharkhand Free Mobile Phone Scheme (2018)

• Goal: Provide smartphones to 28 lakh farmers.
• Farmers will be linked to e-NAM portal for online agri-marketing.

8. Interest-Free Farm Loan Scheme (2018)

• Farmers get 0% interest agricultural loans.
• The interest for one year is borne by the government.
• Loan repayment mandatory within one year.

Schemes for Agricultural Awareness and Tribal Welfare

9. Block Agriculture Awareness Campaign (2017)

• Centralized assistance for schemes of:
  • Agriculture
  • Animal husbandry
  • Cooperation departments

10. Saubhagya Yojana (31 Dec 2017)

• Target: 100% electrification of all villages in the state.

11. Mukhyamantri Shaheed Gram Vikas Yojana (18 Dec 2017)

• Development of martyrs’ native villages.
• Launched from Ulihatu (village of Birsa Munda) in Khunti.
• Includes 19 villages of key freedom fighters like:
  • Sidho-Kanhu
  • Nilamber-Pitamber
  • Tilka Manjhi

12. Jharkhand Riverine Fish Farming Scheme (RFF) (2017)

• Promotes employment through fish farming.
• Full form: Attracting and Retaining Youth in Agriculture (ARYA).
• Implemented via ATMA agency:
  • 2 youths per village trained in fisheries/agriculture.

13. Khudiya Bear Yojana (2017)

• Focus: Irrigation infrastructure.
• Target: Irrigate 42,000 hectares across 27 villages.
• Launched in:
  • Gawai Barrage (Chas Block)
  • Govindpur (Dhanbad)
• Budget: ₹272 crore.

14. Scheduled Tribe Village Development Scheme (18 Dec 2016)

• Goal: Holistic development of tribal-dominated villages.
• 5,000 villages to be developed over 5 years.
• Development plans to be made under the leadership of the village head.
• Youth and SHGs to receive:
  • Skill training
  • Self-employment support up to ₹2 lakh

Agriculture, Dairy & Rural Infrastructure Schemes

1. Tilka Manjhi Krishi Pump Yojana (2 July 2015)

• Aim: To provide irrigation pumps with free electricity connections.
• 50 villages per assembly constituency are selected.

2. Mukhyamantri Smart Gram Yojana (2015)

• Goal: Cultural, social, and economic upliftment of rural villages.

3. Dairy Animal Development Programme (2005)

• Objective: Breed improvement of dairy animals in rural areas.
• BIAF (Bharat Agriculture Industries Foundation) is the implementing agency.

4. Training & Extension Programme for Milk Producers (2002)

• Free training provided via:
  • Seminars
  • Exhibitions
  • Workshops
  • Printed literature
• Aim: Economic empowerment of rural milk producers.

5. Technical Input Programme (2002)

• Supplies dairy-related services and support to farmers and cattle rearers.

6. Gokul Gram Vikas Yojana (2001)

• Aims for holistic development of all villages in the state.

7. Mukhyamantri Gram Setu Yojana (2001)

• Focus: Construction of rural bridges to improve road connectivity with block headquarters.

8. JOHAR Project (Jharkhand Opportunity for Harnessing Rural Growth)

• World Bank-supported project.
• In FY 2021–22:
  • Formation of 4,000 producer groups.
  • Benefiting 1.10 lakh families.
• Previously: 3,921 producer groups and 2.13 lakh families already benefited.

Industrial Development Schemes

9. SFURTI Scheme (2021–22)

• Scheme of Fund for Regeneration of Traditional Industries.
• Implementation of 7 approved clusters in FY 2021–22.
• Target: Benefit 2,500 entrepreneurs.
• Plan to issue artisan cards to 30,000 artisans for linking with state/central schemes.

10. Jharkhand Industrial Rehabilitation Scheme (2003)

• For rehabilitating large, medium, and small industries in the state.

Tribal Welfare and Empowerment Schemes

11. Sobaran Manjhi Adarsh Vidyalaya Yojana (2020)

• Convert 5,000 govt. schools into model schools with:
  • Smart classrooms
  • E-library
  • Computer labs
  • Modern science labs
  • Yoga centers

12. Jharkhand Tribal Empowerment and Livelihoods Project (JTELP) (2019–20)

• Focus on PVTGs (Primitive Vulnerable Tribal Groups).
• Within 3 years: Cover 23,779 PVTG members.
• Formed 1,562 SHGs.
• Beneficiaries:
  • 10,000 PVTG families
  • Female-headed households
  • Rural youth
  • BPL families

13. Birsa Vishisht Janjati Vikas Yojana

• Improve living conditions of Particularly Vulnerable Tribal Groups (PVTGs).
• Areas covered: Education, health, child development, women welfare.
• Target: 10,000 tribal families.

14. Primitive Tribal Group Dakia Yojana (6 April 2017)

• 25 kg rice/month delivered to homes of PVTG families.
• Eligibility:
  • Literacy rate is low.
  • Monthly income less than ₹1000.

15. Mukhyamantri Anusuchit Janjati Gram Vikas Yojana (2015)

• Aims to improve living standards of Scheduled Tribe villages.

16. New Pension Scheme for Primitive Tribes (2015)

• Monthly pension of ₹600 to PVTG members who:
  • Aren’t receiving any other pension.
  • Aren’t employed in govt., private, or public sectors.

17. Lac and Minor Forest Produce Harvest & Marketing Scheme (2014)

• Protection of tribal forest produce gatherers.
• Procurement by:
  • JHASCOLAMPF
  • JHAMFCOFED
• 75% funding from the Central Government.

18. Mukhyamantri Vishesh Khady Suraksha Yojana for PVTGs (2008)

• 35 kg free food grains/month to each PVTG family.

19. Direct Recruitment Scheme for Scheduled Tribes in Govt. Services (2005)

• Objective: Provide direct government employment to eligible tribal youth.

20. Lac Development Scheme (2005)

• Aim: To provide additional income to Scheduled Tribe members through lac production.

21. Commercial Pilot Training Scheme (2005)

• Free pilot training for ST and SC candidates.

22. Vocational Training Scheme for Pahariya Tribe (2005)

• Focused on economic upliftment of the Pahariya tribe through vocational training.

Key Exam Points

• Schemes like JOHAR, Sobaran Manjhi Model School, PVTG Dakia Yojana, and JTELP are frequently cited in JPSC, JSSC, and other exams.
• Emphasis on PVTG welfare, tribal economic upliftment, artisan cluster development, and agro-industrial training.
• Highlight schemes with World Bank funding, free food supply, and direct recruitment clauses for tribes.

Welfare & Food Security Schemes

1. Jharkhand Petrol Subsidy Scheme (Launched on 26 Jan 2022)

• Launched by CM Hemant Soren from Dumka.
• Provides ₹25 per litre subsidy for 10 litres of petrol/month to poor bike owners.
• Beneficiaries: NFSA/State food security ration card holders.
• Direct Benefit Transfer (DBT) to beneficiaries’ accounts.
• CM Support Portal launched for registration.
• Phase-1 covers 20 lakh beneficiaries.

2. Jharkhand State Food Security Scheme (2021–22)

• Covers those excluded from NFSA.
• Beneficiaries receive 5 kg grain/month at ₹1/kg.
• Target: 15 lakh beneficiaries (expandable to 20 lakh in 2022–23).

3. DIVINE Scheme (2021–22)

Dignity to Vulnerable Individuals for Nurturing with Empathy

• Targets vulnerable groups (children, women, widows, transgenders, elderly).
• Connects them with Women & Child Development schemes via digital platforms and civil society organizations.

4. Guruji Kitchen Scheme (2021–22)

• Improves quality, hygiene, and variety in existing Daal-Bhaat centers.
• Includes establishment of new food centers.

5. CM National Migrant Worker Relief Grant (2021–22)

• ₹5 lakh compensation to dependents of migrants who die during overseas employment.
• Payment made by the respective Deputy Commissioner.

Employment Generation & Urban Poor Welfare

6. Mukhyamantri Rojgar Srijan Yojana (2021–22)

• Implemented by ST/SC/Minority/Backward Class Welfare Corporations.
• Offers low-interest loans and grants to youth (age: 18–50 years) from deprived sections.
• Eligibility: Annual income < ₹5 lakh.
• Loan up to ₹25 lakh; subsidy up to 40% or ₹5 lakh.
• Collateral-free loan up to ₹50,000.

7. Sona Sobaran Dhoti Sari Distribution Scheme (2020)

• NFSA beneficiaries receive free dhoti/lungi and saree per family.

8. Mukhyamantri Shramik (Urban Rozgar Manjuri for Kamgar) Scheme (2020)

• Aims to provide jobs to urban poor and migrant workers returned during COVID-19 lockdown.
• Based on MGNREGA model: 103 days’ guaranteed work within 15 days of application.

9. Didi Bari Yojana (2020)

• Implemented via Anganwadi to tackle malnutrition in Jharkhand.

10. Mukhyamantri Didi Kitchen Scheme (2020)

• During COVID-19 lockdown, Self Help Groups (SHGs) served 2 meals a day to ~4 lakh people.

11. Mukhyamantri Manav Seva Yojana (2020)

• MLAs allowed to spend up to ₹25 lakh for:
  • ₹1000 assistance to poor locals.
  • ₹2000 aid to migrants stranded outside Jharkhand.

Food & Nutrition Security

12. Special Food Security Scheme (2017–18)

• Targets those not covered by NFSA.
• 5 kg food grains/month at ₹1/kg.
• Categories: PHH, Antyodaya, PVTG.
• Priority to elderly and disabled.
• 15 lakh beneficiaries targeted.

13. THP Project (Hardcore Poor Project) (2017–18)

• For 2,000 extremely poor single tribal women-headed households.
• Operated by the ST, SC, Minority & Backward Class Welfare Dept.

Girl Child & Women Welfare

14. Mukhyamantri Ladli Laxmi Yojana (15 Nov 2011)

• Promotes education and upbringing of girls in BPL families.
• Conditions:
  • Max 2 children per family.
  • Marriage after 18 years.
  • Continuous education.
• Financial support up to ₹40,000 in 7 phases:
  • ₹5,000 at birth, and after classes 1, 5, 8, 10, and 12.
  • ₹10,000 at age 18.
  • ₹30,000 at marriage (under CM Kanyadaan Yojana).

15. Mukhyamantri Daal-Bhaat Yojana (2004)

• Provides nutritious meals at ₹5 to poor people.

16. Mukhyamantri Kanyadaan Yojana (2004)

• Offers ₹30,000 for marriage of girls from BPL families.

17. Savitribai Phule Kishori Samriddhi Yojana (Launched 11 Oct 2022)

• Replaced CM Sukanya Yojana.
• Benefits:
  • ₹2,500 for girls enrolled in Class 8–9.
  • ₹5,000 for Class 10–12.
  • ₹20,000 lump sum at age 18 (for first two daughters only).
• Eligibility:
  • Non-income-tax-paying parents.
  • 9+ lakh girls already benefited.

18. Summer Campaign (SAMAR Abhiyan) (2021)

• Strategic Action for Alleviation of Malnutrition and Anaemia Reduction.
• Targets malnutrition and anemia among children and women in Ranchi.

19. National Urban Livelihood Mission (NULM) (2020)

• Goal: Empower urban poor women.
• Plans include:
  • 3 lakh SHG women
  • 3,000 micro-enterprises
  • 129 shelters

20. Palash Brand Initiative (2020)

• Market linkage of products made by rural SHG women under a single brand name.

21. Phoolo-Jhano Aashirwad Yojana (2020)

• Empowers rural women previously involved in alcohol brewing by offering them dignified livelihood options.

22. Aajeevika Samvardhan Hunar Abhiyan (ASHA) (2020)

• Aims to connect 46.8 lakh rural women to livelihood resources and self-employment.

Women’s Digital & Property Empowerment

23. Sukanya Yojana (24 Jan 2019)

• Launched on National Girl Child Day from Chaibasa.
• Reduces girl child dropouts and maternal mortality.
• Phased financial benefit up to ₹40,000 (merged with Savitribai Phule Scheme).

24. Udyami Sakhi Mandal Yojana (2017)

• Now merged with Savitribai Phule Scheme.
• Promotes entrepreneurship among rural women.

25. Mantri Sakhi Mandal Smartphone Yojana (27 Aug 2017)

• Provides smartphones to SHG women to enhance digital inclusion.

26. Mahila Achal Sampatti Bejan Yojana (2017)

• Only ₹1 registration and stamp duty for immovable property purchased in a woman’s name (up to ₹50 lakh).
• Jharkhand was the first state in India to implement this.
• Currently discontinued.

27. Dev Swani Yojana (8 Mar 2017)

• Focuses on 14–25-year-old girls, providing skill training for self-reliance.

Health, Women & Child Development Schemes

1. Jharkhand State Nutrition Mission (2017)

• A state-sponsored initiative under Maternal and Child Health & Nutrition Month.
• Children aged 9 months to 5 years are provided Vitamin-A capsules twice a year.

2. Janani Suraksha Yojana

• Aims to reduce infant and maternal mortality by encouraging institutional deliveries.
• Financial assistance is provided to pregnant women during delivery.
• In 2017, target was 75% institutional deliveries.
• Garhwa district had the highest rate (90%), while Ramgarh and East Singhbhum were below 50%.

3. Mukhyamantri Janani Swasthya Suraksha Yojana (2016)

• Focused on reducing maternal and infant mortality.
• Provides free transport to pregnant women to reach health centers.
• Implemented under Public-Private Partnership (PPP) model.

4. Sanjeevani Yojana

• Aims to empower women.
• Strengthens Self Help Groups (SHGs) to provide women livelihood opportunities and access to social security schemes.

5. Meri Beti Meri Pehchaan

• Promotes the Beti Bachao, Beti Padhao mission.
• Launched in Tiring village of Jamshedpur.
• Door nameplates in every household are put in the daughter’s name, along with the mother’s name—a symbolic effort for recognition and empowerment of daughters.

Environment & Forestry Schemes

6. Urban Forestry Scheme (2021–22)

• Aims to increase greenery in urban areas by planting trees on vacant lands and roadways and developing urban parks.
• Promotes recreation and a natural atmosphere for citizens.

7. Janvan Yojana (2016)

• Focus: Environmental conservation and expansion of green cover.
• Key objectives:
  • Groundwater conservation through plantation.
  • Promote forest produce in private lands to reduce pressure on reserved forests.
  • Increase farmers’ income through agro-forestry.
  • Public participation in enhancing forest cover.
• Incentive increased from 50% to 75% of plantation cost.
• Jharkhand is the first state in India to implement such a scheme.

Youth, Employment, and Pension Schemes

8. Mantri Saarthi Yojana (15 Nov 2022)

• Provides employment training at block level.
• Non-residential trainees receive ₹1,000 travel allowance.
• If unemployed after 3 months of training:
  • Men: ₹1,000/month
  • Women/Disabled: ₹1,500/month (up to 1 year).

9. Journalist Health Insurance Scheme (29 Dec 2021)

• Offers health insurance coverage up to ₹5 lakh to journalists.
• 80% of premium is covered by the state government.
• Insurance payout goes to the journalist’s spouse.
• No restriction based on APL/BPL card.

10. Sarvajan Pension Yojana (15 Nov 2021)

• Provides ₹1,000/month pension via DBT.
• Beneficiaries: All elderly (60+), disabled, widows, and abandoned women.
• No income or ration card barrier.

Social Justice & Urban Development

11. Mukbir Yojana (2019)

• Targets eradication of child marriage.
• Rewards informants who provide accurate information on child marriages.

12. Bal Garib Samriddhi Yojana

• Focuses on rescuing children from hunger, disease, and exploitation.
• Children in juvenile homes are provided with skill training.
• Juvenile justice cases resolved via video conferencing.

13. Jharkhand Urban Development Project

• Agreement signed on 24 June 2019 between GoI, GoJ, and World Bank for $147 million loan.
• Objective: Provide urban infrastructure, improve ULBs’ management capacity.
• Fund use:
  • Water supply
  • Sewerage
  • Urban roads
  • Strengthening JUIDCO
• Loan is provided by the International Bank for Reconstruction and Development (IBRD) for 22.5 years (including 2-year grace period).

14. Social Evils Eradication Scheme

• Purpose: Eliminate witch-hunting (Dayan Pratha), dowry, and other social evils.
• Activities:
  • Awareness campaigns
  • Workshops & seminars
  • Incentives for dowry-free marriages
  • Promotion of community weddings
  • Provision of collective cremation services and incentives to families.

Quick Summary for Competitive Exams

• Vitamin-A for children, maternal and institutional delivery schemes are high-weightage for health-related MCQs.
• Urban forestry and Janvan Yojana are unique and environment-specific.
• Sarvajan Pension, Journalist Health Insurance, and Mantri Saarthi Yojana cover welfare with unique eligibility norms.
• Social Evils Eradication Scheme is Jharkhand-specific and high-value for descriptive exams.
• Jharkhand Urban Dev Project is important for infrastructure and economy-related questions.

Land, Pension & Livelihood Schemes

1. Unique Land Parcel Identification Number (ULPIN or Aalpin) (15 July 2017)

• Aims to prevent land ownership disputes and fraud.
• Each land parcel is assigned a unique ID linked with the owner’s Aadhaar.

2. Mukhyamantri Rajya Vidhwa Samman Pension Yojana

• Widowed women (18+ years) are provided ₹1,000/month as pension assistance.

3. Sarvabhaumik Pension Yojana

• Covers all needy elderly, widows, disabled and orphans.
• Earlier limited in scope; now expanded to include all eligible beneficiaries.

4. Mukhyamantri Rajya Vriddhavastha Pension Yojana

• Provides ₹1,000/month to:
  • Widows
  • Disabled persons
  • Rescued bonded laborers (18+)
  • Elderly (60+) with rural income < ₹10,500 or urban income < ₹12,500 per annum.
• Entire cost borne by the State Government.

5. Swami Vivekananda Nishakt Swavalamban Protsahan Yojana

• Initially ₹600/month pension for differently-abled persons aged 5+ years.
• Raised to ₹1,000/month from FY 2020–21.

6. Mukhyamantri Rajya Pension for Primitive Tribes

• Covers 8 Primitive Tribal Groups in Jharkhand.
• One member from each family receives ₹1,000/month pension.

Drinking Water & Sanitation

7. Har Ghar Nal, Har Ghar Jal Yojana

• Goal: Ensure clean drinking water to every household via pipelines.
• Involves treatment of river water for domestic supply.
• Project cost: ₹1,050 crore.
• Completion target: by 2020.

8. Mukhyamantri Swachh Vidyalaya Puraskar Yojana (2019)

• Promotes cleanliness and hygiene in schools.
• Awards given based on sanitation performance across school categories:

Level	District Award	State Award
Class 1–5	₹50,000	₹1,00,000
Class 1–8 / 6–8	₹75,000	₹1,50,000
Class 1–10 / 1–12 / 6–12 / 9–12	₹1,00,000	₹1,00,000
Special/Private/Residential Schools	—	₹2,00,000

Animal Welfare & Labour

9. UID for Cattle Scheme (2017)

• Cows are assigned 12-digit unique IDs via ear tags.
• Data includes age, gender, color, horn/tail type, etc.

10. Shramik Pension Yojana (2017)

• Monthly pension of ₹500 (earlier ₹250) for state’s workers.
• Family pension increased from ₹300 to ₹500/month.

Livelihood & Social Welfare

11. Johar Yojana (2017)

• Provides ₹11,000 to 272 newlyweds from CM’s relief fund.
• Encourages poultry-based self-employment with assistance of ₹4 lakh.
• Govt also buys eggs produced.

12. Urja Mitra Yojana (1 March 2017)

• Trained agents visit homes to help consumers with online electricity bill payment.
• Consumers receive SMS/Email notifications of bill payments.

13. Mukhyamantri Teerth Darshan Yojana (30 Aug 2016)

• Provides pilgrimage opportunities to BPL elderly (60+ years).
• Implemented with IRCTC.

14. Yojana Banao Abhiyan (2016)

• Promotes participatory planning in governance.
• Ministers and officers visit rural areas for consultations with Gram Sabhas.

15. Saraswati Yojana (2014)

• For daughters of laborers in manufacturing sector.
• A bank account with ₹5,000 opened in girl’s name.
• ₹5,000/year deposited for 5 years by the government.
• Funds used for girl’s education or marriage.

National Health Mission

16. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)

• Launched by PM Narendra Modi on 28 Sep 2018 from Ranchi.
• World’s largest health insurance scheme.
• Covers ₹5 lakh cashless health insurance per poor family/year.
• In Jharkhand:
  • Out of 68 lakh families, 57 lakh are eligible.
  • Benefits for all ration card holders (or those added to ration list).
  • First beneficiary: Poonam Mahato (Saraikela-Kharsawan), treated at Chaibasa Sadar Hospital.
• Toll-Free Number: 14555.
• Within 100 days of launch, 7 lakh received benefits in Jharkhand.
• Jharkhand ranked 4th nationally in treatment delivery.
• Inauguration also included:
  • Koderma & Chaibasa medical colleges
  • 10 Health & Wellness Centers.
  • Gold Cards distributed to 5 beneficiaries by PM Modi.
  • Book presented: ‘Mahatma Gandhi ki Jharkhand Yatra’ by Anuj Sinha.

Shaheed Gram Vikas Yojana – Martyr Village Development

Selected Villages & Martyrs:

Martyr	Village	District
Bhagirath Manjhi	Wardhiha	Chatra
Telanga Kharia	Murgu	Gumla
Chirangi	—	Gumla
Jatra Tana Bhagat	Nawatoli	Khunti
Birsa Munda	Ulihatu	Khunti
Gaya Munda	Dhatkadih	East Singhbhum
Kishun Murmu	Sumidpur	Seraikela-Kharsawan
Sidho-Kanhu	Silgai	Ranchi
Diba Soren	Dibridih	Sahibganj
Poto Ho	Rajabasa	West Singhbhum
Nilambar-Pitambar	—	Garhwa

Exam-Oriented Highlights

• Ayushman Bharat: Largest health insurance scheme, major MCQ topic.
• ULPIN & Cattle UID: Digital governance schemes — unique to Jharkhand.
• Pension schemes: Multiple layered programs with age/income conditions—important for JSSC.
• Swachh Vidyalaya Award: Award structure with year/class-specific info.
• Shaheed Gram Vikas Yojana: Match martyrs with native villages — appears in factual GK.